Free tools that run locally in your browser with zero data storage.
Tyzo
Browse Tools

ROI Calculator

Calculate your Return on Investment accurately

🔒 100% Private ⚡ Instant Results 💰 Free Forever 📱 Works on Mobile

Quick Examples

ROI Calculator by Investment Amount

₹10,000 ₹50,000 ₹1 Lakh ₹5 Lakh ₹10 Lakh ₹25 Lakh ₹50 Lakh ₹1 Crore ₹2 Crore ₹5 Crore

ROI Calculator by Investment Type

📈 Stocks ROI 🏠 Real Estate ROI 💼 Business ROI 📊 Mutual Funds ROI 🏦 Fixed Deposit ROI 🥇 Gold ROI

ROI Calculator by Investment Period

1 Year 2 Years 3 Years 5 Years 7 Years 10 Years 15 Years 20 Years

ROI Calculator by Target Return

10% ROI 20% ROI 30% ROI 40% ROI 50% ROI 75% ROI 100% ROI 150% ROI 200% ROI

How ROI Calculator Works

  1. Enter Initial Investment: The amount you invested initially.
  2. Enter Final Return: The total amount you received at the end.
  3. Enter Investment Period: Duration of your investment in years and months.
  4. Get Results: Instant calculation of Net Profit, Simple ROI, and Annualized ROI.

ROI Formula & Calculation

Simple ROI Formula: 
ROI = (Net Profit ÷ Cost of Investment) × 100
Net Profit = Final Amount - Initial Investment

Example: (₹25,000 ÷ ₹50,000) × 100 = 50% ROI

Annualized ROI Formula: 
Annualized ROI = ((Final ÷ Initial)^(1/Years) - 1) × 100

Example: ((75,000 ÷ 50,000)^(1/3) - 1) × 100 = 14.47% per year

Benefits of Using Our ROI Calculator

  • ✓ Compare Investments: Evaluate stocks, real estate, business, and mutual funds
  • ✓ Time-Weighted Returns: Annualized ROI accounts for investment period
  • ✓ Goal Planning: Calculate required returns to achieve financial goals
  • ✓ Free & Unlimited: No sign-up, no limits, completely free
  • ✓ Mobile Friendly: Works perfectly on all devices

Frequently Asked Questions

What is a good ROI percentage?
A good ROI depends on risk: Conservative (FD/PPF): 6-8%, Moderate (Debt funds/Gold): 8-10%, Aggressive (Stocks/Equity funds): 12-15%, High risk (Business): 20%+. For long-term wealth creation, aim for 12%+ annualized returns.
How is ROI different from profit?
Profit is absolute money earned (₹25,000). ROI is percentage return relative to investment (50%). ROI helps compare investments of different sizes. A ₹10,000 investment with 50% ROI is better than ₹1,00,000 with 20% ROI.
What is the difference between simple ROI and annualized ROI?
Simple ROI doesn't account for time period. Annualized ROI shows average yearly return, allowing fair comparison between investments with different durations. Use annualized ROI for true performance comparison.
What ROI do I need to double my money?
Use Rule of 72: Years to double = 72 ÷ ROI%. To double in 5 years → 14.4% ROI, 10 years → 7.2% ROI, 15 years → 4.8% ROI.
Can ROI be negative?
Yes, negative ROI means loss. Example: Invested ₹1L, got back ₹80,000. Net profit = -₹20,000, ROI = -20%. Always calculate ROI before investing.
How does inflation affect ROI?
Real ROI = Nominal ROI - Inflation Rate. If FD gives 6.5% and inflation is 6%, real ROI is only 0.5%. Invest in assets that beat inflation (equity: 12-14%, real estate: 8-12%).
Is this ROI calculator really free?
Yes, completely free! No sign-up, no credit card, no hidden fees. Your data stays in your browser - we don't store or share anything. Use it unlimited times for all your investment calculations.

Related Tools You May Like

🔒 Privacy Guarantee: Your investment data never leaves your browser. We don't store, log, or share any information you enter. 100% private and secure.

Typical ROI by Investment Type (Historical Data)

Stocks (Equity)

Long-term (10+ years): 12-15% annualized
Large-cap: 10-12% | Mid-cap: 12-15% | Small-cap: 15-20%

Real Estate

Residential: 8-12% annualized (including rent)
Commercial: 10-15% | Land: 10-25%

Mutual Funds

Equity funds: 10-14% | Debt funds: 6-8%
Hybrid funds: 8-10% | Index funds: 10-12%

Fixed Deposits

Bank FDs: 5.5-7.5% | Corporate FDs: 7-9%
Post Office: 6-7% | Senior Citizen: +0.5%

Business

Small business: 20-50% | Startups: 0-1000%
Established: 15-25% | Franchise: 10-20%

Gold

Long-term (15+ years): 8-10%
Medium-term (5-10 years): 5-8%

Smart Investment Strategies to Maximize ROI

Power of Compounding

Reinvest returns to earn returns on returns. ₹1L at 12% for 20 years: Simple = ₹3.4L, Compound = ₹9.6L!

Diversification

Mix equity, debt, real estate, and gold. Reduces risk while maintaining 10-12% average returns.

SIP (Systematic Investment)

Invest fixed amount monthly. Rupee cost averaging reduces market volatility impact.

Tax Planning

Use ELSS, PPF, NPS. Post-tax ROI matters more than pre-tax returns.

Wealth Creation Example: 
Monthly SIP: ₹10,000  |  Expected ROI: 12% annualized  |  Time: 20 years

Total Investment: ₹24,00,000
Final Value: ₹99,91,000
Total Returns: ~4x your investment!

Start early - even small amounts grow big with time.

Investment Options Comparison (2024-25)

Investment Type Expected ROI (p.a.) Risk Level Min. Investment Lock-in Period
Savings Account2.5% - 3.5%Very Low₹500None
Fixed Deposit5.5% - 7.5%Low₹1,0007 days - 10 years
PPF7.1% (current)Very Low₹50015 years
Gold (SGB)8% - 10%Medium₹1,0005-8 years
Debt Mutual Funds6% - 8%Low-Medium₹500None
Real Estate8% - 12%Medium₹5L+Long-term
Equity Mutual Funds10% - 14%Medium-High₹500None
Direct Stocks12% - 18%High₹1,000None
Business20% - 50%+Very High₹10,000+Variable

*Returns vary by market conditions. Past performance doesn't guarantee future returns.

Start Maximizing Your Investment Returns

Free ROI calculator to evaluate investments, compare opportunities, and plan for financial freedom.

Explore All Finance Tools