₹1 Crore FD Calculator
Calculate maturity for ₹1 Crore Fixed Deposit
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₹1 Crore FD Returns at Different Tenures
🏦 1 Year @7%₹10,700,000 (+₹700,000)
📈 3 Years @7.5%₹12,422,969 (+₹2,422,969)
💰 5 Years @8%₹14,693,281 (+₹4,693,281)
⭐ 10 Years @8.5%₹22,609,834 (+₹12,609,834)
Bank-wise Returns for ₹1 Crore
SBI (7.10%) - 5 Years₹14,091,180
HDFC (7.20%) - 5 Years₹14,157,088
ICICI (7.20%) - 5 Years₹14,157,088
Kotak (7.40%) - 5 Years₹14,289,644
IDFC First (7.50%) - 5 Years₹14,356,293
Benefits of ₹1 Crore Fixed Deposit
- ✓ Guaranteed Returns: Fixed interest rate for entire tenure
- ✓ Capital Protection: ₹1 Crore principal is fully protected
- ✓ Flexible Tenure: Choose 7 days to 10 years
- ✓ Loan Facility: Get loan up to 90% of FD value
- ✓ Tax Benefits: 5-year FD qualifies for 80C deduction
Frequently Asked Questions
What is the maturity amount for ₹1 Crore FD?
Maturity amount depends on tenure and interest rate. For 5 years at 7.5%, maturity is ₹14,356,293. Use our calculator above for exact calculation.
Which bank gives highest interest for ₹1 Crore FD?
IDFC First Bank offers 7.50% for regular citizens and 8.00% for senior citizens. Kotak Bank offers 7.40% for regular citizens.
Is ₹1 Crore FD taxable?
Yes, FD interest is added to income and taxed per slab. 10% TDS applies if yearly interest exceeds ₹40,000 (₹50,000 for senior citizens).
Can I break ₹1 Crore FD before maturity?
Yes, but penalty of 0.5-1% applies. Some banks offer no penalty FDs with slightly lower rates.
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