₹50,000 FD Calculator
Calculate maturity for ₹50,000 Fixed Deposit
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₹50,000 FD Returns at Different Tenures
🏦 1 Year @7%₹53,500 (+₹3,500)
📈 3 Years @7.5%₹62,115 (+₹12,115)
💰 5 Years @8%₹73,466 (+₹23,466)
⭐ 10 Years @8.5%₹113,049 (+₹63,049)
Bank-wise Returns for ₹50,000
SBI (7.10%) - 5 Years₹70,456
HDFC (7.20%) - 5 Years₹70,785
ICICI (7.20%) - 5 Years₹70,785
Kotak (7.40%) - 5 Years₹71,448
IDFC First (7.50%) - 5 Years₹71,781
Benefits of ₹50,000 Fixed Deposit
- ✓ Guaranteed Returns: Fixed interest rate for entire tenure
- ✓ Capital Protection: ₹50,000 principal is fully protected
- ✓ Flexible Tenure: Choose 7 days to 10 years
- ✓ Loan Facility: Get loan up to 90% of FD value
- ✓ Tax Benefits: 5-year FD qualifies for 80C deduction
Frequently Asked Questions
What is the maturity amount for ₹50,000 FD?
Maturity amount depends on tenure and interest rate. For 5 years at 7.5%, maturity is ₹71,781. Use our calculator above for exact calculation.
Which bank gives highest interest for ₹50,000 FD?
IDFC First Bank offers 7.50% for regular citizens and 8.00% for senior citizens. Kotak Bank offers 7.40% for regular citizens.
Is ₹50,000 FD taxable?
Yes, FD interest is added to income and taxed per slab. 10% TDS applies if yearly interest exceeds ₹40,000 (₹50,000 for senior citizens).
Can I break ₹50,000 FD before maturity?
Yes, but penalty of 0.5-1% applies. Some banks offer no penalty FDs with slightly lower rates.
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