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Kotak FD Calculator

Kotak Mahindra Bank Fixed Deposit at 7.4% (Regular) / 7.9% (Senior)

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Kotak FD Returns Comparison

🏦 ₹1 Lakh @7.4% (5 Years)₹142,896
👴 ₹1 Lakh Senior @7.9% (5 Years)₹146,254
💰 ₹5 Lakh @7.4% (5 Years)₹714,482
📈 ₹10 Lakh @7.4% (5 Years)₹1,428,964

Kotak FD Returns by Tenure (₹1 Lakh)

1 Year @7.4%₹107,400
3 Years @7.4%₹123,883
5 Years @7.4%₹142,896
10 Years @7.4%₹204,194

About Kotak Fixed Deposit

Kotak Mahindra Bank offers some of the highest FD rates among private banks with excellent digital banking.

Key Features of Kotak FD

  • ✓ Highest interest rates
  • ✓ 811 savings account integration
  • ✓ Quick online FD opening
  • ✓ Flexible tenure options
  • ✓ Loan against FD up to 90%
  • ✓ Nomination facility available
  • ✓ Auto-renewal option

Frequently Asked Questions

What is Kotak Bank FD rate?
Kotak offers 7.40% for regular and 7.90% for senior citizens - among the highest.
What is Kotak FD minimum deposit?
Minimum FD amount is ₹5,000.
How to open Kotak FD online?
You can open Kotak FD instantly through net banking or mobile app. Minimum deposit is ₹5,000 for most tenures.
What is the minimum tenure for Kotak FD?
Minimum tenure is 7 days for most Kotak FDs. Maximum tenure is 10 years.

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