Post Office FD Calculator
India Post Office Fixed Deposit at 7% (Regular) / 7.5% (Senior)
🔒 100% Private
⚡ Instant Results
💰 Free Forever
📱 Works on Mobile
Post Office FD Returns Comparison
🏦 ₹1 Lakh @7% (5 Years)₹140,255
👴 ₹1 Lakh Senior @7.5% (5 Years)₹143,563
💰 ₹5 Lakh @7% (5 Years)₹701,276
📈 ₹10 Lakh @7% (5 Years)₹1,402,552
Post Office FD Returns by Tenure (₹1 Lakh)
1 Year @7%₹107,000
3 Years @7%₹122,504
5 Years @7%₹140,255
10 Years @7%₹196,715
About Post Office Fixed Deposit
Post Office Time Deposit (TD) is a government-backed savings scheme with guaranteed returns.
Key Features of Post Office FD
- ✓ Government guaranteed
- ✓ Low minimum deposit (₹1,000)
- ✓ Quarterly interest payout
- ✓ Small savings scheme
- ✓ Loan against FD up to 90%
- ✓ Nomination facility available
- ✓ Auto-renewal option
Frequently Asked Questions
What is Post Office FD rate?
Post Office TD offers 7.00% for regular and 7.50% for senior citizens.
Is Post Office FD safe?
Yes, fully government-backed with sovereign guarantee - 100% safe.
How to open Post Office FD online?
You can open Post Office FD instantly through net banking or mobile app. Minimum deposit is ₹5,000 for most tenures.
What is the minimum tenure for Post Office FD?
Minimum tenure is 7 days for most Post Office FDs. Maximum tenure is 10 years.
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