Business Tools
Free calculators for Indian small businesses, retailers, and entrepreneurs. No sign-up. No saved data.
💰 GST Calculator
Calculate GST-inclusive and exclusive prices for 5%, 12%, 18%, 28% rates.
🏦 EMI Calculator
Calculate monthly loan installments for home, car, or personal loans.
📈 Profit Margin Calculator
Calculate profit percentage, markup, and selling price for your products.
🏷️ Discount Calculator
Calculate sale prices and savings after percentage discounts.
📊 UTM Builder
Create trackable campaign links for marketing analytics.
Why Business Tools Matter for Indian Entrepreneurs
Running a small business in India requires careful financial planning. Our free business tools help you calculate GST, plan loan EMIs, determine profit margins, and track marketing campaigns — all in one place.
🏪 For Retailers
Calculate GST on products, apply discounts during sales, and determine profit margins on each item.
💻 For Freelancers
Calculate GST on invoices, track profit margins on projects, and plan equipment purchases with EMI calculator.
🏭 For Manufacturers
Calculate input tax credit, determine pricing with proper margins, and plan machinery purchases.
📈 For Marketers
Create UTM links to track campaign performance across email, social media, and ads.
GST Rates in India (Quick Reference)
5% GST
Essential items: sugar, tea, coffee, spices, life-saving drugs, railway travel
12% GST
Processed food, butter, ghee, almonds, mobile phones, frozen meat
18% GST
Most goods and services: soaps, hair oil, toothpaste, capital goods, restaurants (non-AC)
28% GST
Luxury goods: luxury cars, tobacco products, aerated drinks, high-end motorcycles
Small Business Tips for Indian Entrepreneurs
💰 Pricing Strategy
Use our profit margin calculator to ensure you're pricing products correctly. A healthy margin for retail is 40-60%.
📊 Track Campaigns
Use UTM parameters to know which marketing channels drive sales. Stop spending money on channels that don't work.
🏦 Plan Loans Wisely
Use the EMI calculator before taking any loan. Ensure EMIs don't exceed 40% of your monthly income.
📝 GST Compliance
Register for GST if annual turnover exceeds ₹40 lakhs (goods) or ₹20 lakhs (services). Display GST-inclusive prices.
Frequently Asked Questions
If your annual turnover exceeds ₹40 lakhs for goods or ₹20 lakhs for services, you need GST registration. Ecommerce sellers must register regardless of turnover.
Retail: 25-50%, Manufacturing: 15-30%, Services: 40-70%, Ecommerce: 15-30%. Anything below 10% is concerning.
Your total EMIs should not exceed 40-50% of your monthly income. Use our EMI calculator to plan before borrowing.
Yes! All tools on Tyzo are completely free. No sign-up, no credit card, no hidden fees. Forever.